Rideshare companies like Uber or Lyft have changed how people use ground transportation. Taxis and buses are no longer the go-to options, and passengers can hire a driver with just a few swipes on their phone. However, few people consider what would happen if an accident occurred while riding in the backseat of a rideshare car. This is where a car accident attorney may be able to assist.
Who is At Fault?
At-fault states like California require accident victims to prove another individual or company was responsible for their accident before they can be compensated for resulting injuries and damages. In Bakersfield rideshare accidents, the responsible party could be the driver, the rideshare company, or another driver. Proving fault requires accident victims to establish the following:
- The responsible party had a duty of care
- Their actions breached that duty of care
- The breach caused the accident
- The accident resulted in injuries
Most people assume the rideshare driver would be responsible for an accident, but sometimes, their employer shares liability. Whether Uber or Lyft is all or partially liable for injuries depends on the rideshare driver’s status at the time of the accident.
Available
Rideshare drivers are considered available when they are logged into the application. When they are online but waiting for a fare, accident coverage limits are $50,000 per person, $100,000 per person for bodily injury, and $25,000 for property damage.
Driving a Fare
After drivers accept a fare online, they become responsible for passenger safety and must carry adequate accident insurance. However, Uber and Lyft provide $1 million in liability insurance, including coverage for uninsured or underinsured drivers. These companies also provide contingent, comprehensive, and collision coverage to supplement the driver’s personal insurance policy.
Unavailable
Rideshare drivers who are logged off the application are responsible for compensating any damages resulting from an accident.
If an Uninsured Driver Hits Your Uber or Lyft
Effective January 1, 2026, Senate Bill 371 changed the uninsured and underinsured motorist (UM/UIM) coverage that rideshare companies must provide. While a passenger is in the vehicle, the required UM/UIM coverage is now $60,000 per person and $300,000 per incident. Consequently, passengers injured by an uninsured or hit-and-run driver may need to look to their own auto policy for additional protection.
Common Injuries in Uber and Lyft Crashes
Rideshare passengers often sit in the back seat, where they may be less prepared for a sudden impact. Common injuries include whiplash and other neck and back injuries, concussions and traumatic brain injuries, broken bones, and internal injuries. Some of these conditions develop over days or weeks, and a few lead to long-term limitations that affect your career and family life. If your injuries may be lasting, learn more about permanent disability claims after an auto accident. Thorough medical records are essential for showing the true cost of your recovery.
Statute of Limitations
Injured parties have two years from the date of their accident to file a personal injury claim. The courts may not accept a lawsuit filed after the two-year deadline. Although this may seem like enough time, Uber/Lyft/Rideshare accident claims in Bakersfield can be complex. The earlier an attorney can examine your case, the more likely they will be able to collect crucial evidence.
What Evidence is Needed?
Cases involving Uber/Lyft/rideshare collisions in Bakersfield require evidence, such as official documents. If 911 services are needed, law enforcement officers usually file a report that can be used to detail the wreck. Their body camera footage and 911 audio recordings can also be used as evidence.
Medical Records
Rideshare passengers involved in an accident should seek medical attention promptly. Although the extent of injuries may not be apparent until days after the accident, early treatment can assist in healing. All medical services, including hospital and doctor visits, medications, and physical therapy, should be documented to be used as evidence when totaling damages.
Witness Statements
Witnesses may have a broader view of the accident, and their statements could highlight critical details about its cause. Bystanders may also have photographs or videos on their smartphones that could be used as evidence.
Steps to Take Before You Call a Rideshare Accident Lawyer in Bakersfield
The steps you take in the hours and days after a crash can strengthen your claim:
- Call 911 and request medical help if anyone is hurt.
- Screenshot the trip in your app, including the driver’s name, vehicle, and route.
- Photograph the scene, the vehicles, and your visible injuries.
- Collect contact details from witnesses and every driver involved.
- See a doctor promptly, even if you feel fine. Some injuries appear later.
- Report the crash to the DMV within 10 days if anyone was injured or property damage exceeds $1,000, as the California DMV explains.
- Avoid recorded statements to any insurance company before you speak with a lawyer.
Contact a Bakersfield Lawyer for Help After an Uber/Lyft/rideshare Accident
Receiving compensation for Uber/Lyft/Rideshare accidents in Bakersfield involves more than filing a claim against an at-fault driver. A knowledgeable attorney could outline the complexities of filing a claim against a rideshare company and its driver and help you seek the compensation you deserve. Contact Colvin Accident Lawyers to begin working with a supportive legal team that will keep you informed from your first consultation to the outcome of your case.
